Thanks for the suggestions. I have done a little more research since my last post and have decided to get an MBA. I DO have to have a Masters because my goal is to teach at a community college and it's required. Also, I found out that my company will help pay for an MBA but not for another discipline so it's more economical to go this direction. I am TOTALLY against anyone EVER taking a student loan of any kind with or without a financial crisis so I'm ok there. I'm just going to take a class or two at a time and pay as I go. It will take me about 5 years which is fine as I love my current job

I am so glad to have read your post though, because I didn't know about the Peterson's Guide!! I'll look into this as I still haven't chosen which school to attend. THANKS!!